Data Updated On August 2, 2024 from Bank Website.

IDFC First WOW Credit Cards

Experiences exceeding expectations, assured.

  • No credit history and income proof required.
  • Fixed Deposit(FD)-backed assured, premium credit card.
  • High credit limit of at least 100% of your fixed deposit value.

✔ GUARANTEED APPROVAL
  • A Credit Card for Everyone

✔ ZERO CREDIT HISTORY
  • Get it without a credit history

✔ GROW YOUR MONEY
  • Earn 7.5% interest rate against your FD

✔ PAY IN INSTALLMENTS
  • Split your payments in parts

WOW! Rewards

Enjoy the perks of WOW life now!

  • 4x Rewards Points.
  • Never expiring rewards points.
  • Rewards Points redeemable anytime, anywhere online.
  • Reward points as good as cash.

Your FIRST WOW! Credit Card, now powered for UPI

  • New digital card instantly issued.
  • Linked to your existing credit card with shared limit.
  • Joining fee of ₹199 + GST and Annual fee (2nd year onwards) of ₹199 + GST.
  • Limited Period Offer: 100% cashback up to ₹200, i.e. ₹50 each on first 4 UPI transactions.
  • Up to 3X reward points on all UPI spends
Apply Now